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Zip is a leading online instalment payments provider that allows you to get your goods straight away but only pay 25% of your purchase today, and the rest over 6 weeks with no fees or interest charged. Sign up only takes a few minutes with instant approval.

Here’s how Zip works exactly:

1. Shop online
All of our products support Zip. Simply add the items you want to your shopping cart, then select Zip your payment method at checkout when you are ready to pay.

2. Login to Zip or create an account
If you are not an existing user of Zip, you’ll need to create an account. It only takes a couple of minutes – simply click here to create an account and enter a few details. You need to be 18+ years of age and have a New Zealand Driver Licence (if you don’t have a New Zealand Driver Licence click here to see how you can get validated). The Zip system will automatically run a check to see if you’re good to go.

3. Pay 25% today
Once logged in to Zip, you can add a New Zealand Debit or Credit Card to your account and we will confirm your instalments, charge 25% of the purchase today and then the store will ship your goods right away as per normal.

4. Pay the rest over 3 automated fortnightly payments
Zip will automatically charge your credit or debit card for the remaining 75% of the purchase in 3 instalments of 25% over 3 fortnights. You pay no fees or interest at all, unless you miss a payment.

Have more questions? You can read over the Zip official Help page.